Personal Checking Accounts

 

Your Benefits

Regular

Money Market

Now

Premier

Free

Minimum Balance to Open

 

$1,000

$1,000

$1,000

$50

Interest Paying Account

No

Yes

Yes

Yes

No

Minimum Balance for APY

 

$1,000

$1,000

$1,000

 

Free Debit Card

Yes

 

Yes
Yes
Yes

Voice Access (Bank by Phone)

Yes
Yes
Yes
Yes
Yes

Online Banking

Yes
Yes
Yes
Yes

Required

Bill Pay

Yes
Yes
Yes
Yes
Yes

E-Statements with Images

Yes
Yes
Yes
Yes

Required

Unlimited Check Writing

Yes
Yes
Yes
Yes
Yes

Free Checks

 

 

 

Yes

 

Free Cashier Checks

 

 

 

Yes

 

Accidental Death & Dismemberment Insurance

 

 

 

Yes

 

Common Carrier Insurance

 

 

 

Yes

 

Identity Watch

 

 

 

Yes

 

Easy Saver

 

 

 

Yes

 

Withdraw Limitations

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Monthly Fees

* $7-$9

$5
If balance falls below $1,000

$5
If balance falls below $1,000

$10 (or $8 if age 65+)

$0

* $9.00 service charge if balance falls below $300.
$8.00 service charge if balance falls below $400.
$7.00 service charge if balance falls below $600.
No Service Fee on Balances $600 and over.
Service Fee Waived on Full-Time Students and Citizens 65 and Over.

 

WSB offers special accounts for High School Classes, memorial, trust accounts for special services, and many others to help our community and customers. Please visit with one of our new account representatives for information to assist in which is best for you and your organization.