Current Rates

Interest rates and Annual Percentage Yield (APY) effective September 1, 2022.

Rates are subject to change. Fees may reduce earnings.  Penalty for early withdrawal.


CERTIFICIATE OF DEPOSIT RATES

$1000 minimum deposit required.

 

TermRate**APY
1 Month 0.25% 0.25%
2 Months 0.25% 0.25%
3 Months 0.50% 0.50%
6 Months 0.80% 0.80%
12 Months 1.39% 1.40%
18 Months 1.39% 1.40%
30 Months 1.39% 1.40%
5 Years 1.39% 1.40%

JUMBO Certificate of Deposit Accounts

$100,000 or greater

TermRate**APY
1 Month 0.30% 0.30%
2 Months 0.30% 0.30%
3 Months 0.50% 0.50%
6 Months 0.90% 0.90%
12 Months 1.49% 1.50%
18 Months 1.49% 1.50%
30 Months 1.49% 1.50%
5 Years 1.49% 1.50%

Interest penalties required on early withdrawal from Certificates of Deposit.
Certificates of Deposit 6 Months or longer have a penalty of 180 days.
Under 6 Months penalty is 30 days.


Interest Bearing Deposit Accounts

See checking account page for minimum deposit requirements.

TypeRate**APY
MMDA 0.05% 0.05%
NOW 0.02% 0.02%
Premier 0.02% 0.02%

Savings Accounts

$100 minimum deposit required.

TypeRate**APY
Regular Savings 0.05% 0.05%

Individual Retirement Accounts

12 month term

TypeRate**APY
IRA - up to $100,000 1.39% 1.40%
IRA - $100,000 or greater 1.49% 1.50%