Current Rates

Interest rates and Annual Percentage Yield (APY) effective November 7, 2022.

Rates are subject to change. Fees may reduce earnings.  Penalty for early withdrawal.


CERTIFICIATE OF DEPOSIT RATES

$1000 minimum deposit required.

 

TermRate**APY
1 Month 0.40% 0.40%
2 Months 0.45% 0.45%
3 Months 0.50% 0.50%
6 Months 1.538% 1.55%
12 Months 2.078% 2.10%
18 Months 1.587% 1.60%
30 Months 1.587% 1.60%
5 Years 1.587% 1.60%

JUMBO Certificate of Deposit Accounts

$100,000 or greater

TermRate**APY
1 Month 0.45% 0.45%
2 Months 0.50% 0.50%
3 Months 0.55% 0.55%
6 Months 1.587% 1.60%
12 Months 2.176% 2.20%
18 Months 1.686% 1.70%
30 Months 1.686% 1.70%
5 Years 1.686% 1.70%

Interest penalties required on early withdrawal from Certificates of Deposit.
Certificates of Deposit 6 Months or longer have a penalty of 180 days.
Under 6 Months penalty is 30 days.


Interest Bearing Deposit Accounts

See checking account page for minimum deposit requirements.

TypeRate**APY
MMDA 0.35% 0.35%
NOW 0.02% 0.02%
Premier 0.02% 0.02%

Savings Accounts

$100 minimum deposit required.

TypeRate**APY
Regular Savings 0.05% 0.05%

Individual Retirement Accounts

12 month term

TypeRate**APY
IRA - up to $100,000 1.587% 1.60%
IRA - $100,000 or greater 1.686% 1.70%