Current Rates

Interest rates and Annual Percentage Yield (APY) effective September 1, 2022.

Rates are subject to change. Fees may reduce earnings. Penalty for early withdrawal.

CERTIFICIATE OF DEPOSIT RATES

$1000 minimum deposit required.

Term	Rate	**APY
1 Month	0.25%	0.25%
2 Months	0.25%	0.25%
3 Months	0.50%	0.50%
6 Months	0.80%	0.80%
12 Months	1.39%	1.40%
18 Months	1.39%	1.40%
30 Months	1.39%	1.40%
5 Years	1.39%	1.40%

JUMBO Certificate of Deposit Accounts

$100,000 or greater

Term	Rate	**APY
1 Month	0.30%	0.30%
2 Months	0.30%	0.30%
3 Months	0.50%	0.50%
6 Months	0.90%	0.90%
12 Months	1.49%	1.50%
18 Months	1.49%	1.50%
30 Months	1.49%	1.50%
5 Years	1.49%	1.50%

Interest penalties required on early withdrawal from Certificates of Deposit.
Certificates of Deposit 6 Months or longer have a penalty of 180 days.
Under 6 Months penalty is 30 days.

Interest Bearing Deposit Accounts

See checking account page for minimum deposit requirements.

Type	Rate	**APY
MMDA	0.05%	0.05%
NOW	0.02%	0.02%
Premier	0.02%	0.02%

Savings Accounts

$100 minimum deposit required.

Type	Rate	**APY
Regular Savings	0.05%	0.05%

Individual Retirement Accounts

12 month term

Type	Rate	**APY
IRA - up to $100,000	1.39%	1.40%
IRA - $100,000 or greater	1.49%	1.50%