Current Rates

Interest rates and Annual Percentage Yield (APY) effective November 7, 2022.

Rates are subject to change. Fees may reduce earnings. Penalty for early withdrawal.

CERTIFICIATE OF DEPOSIT RATES

$1000 minimum deposit required.

Term	Rate	**APY
1 Month	0.40%	0.40%
2 Months	0.45%	0.45%
3 Months	0.50%	0.50%
6 Months	1.538%	1.55%
12 Months	2.078%	2.10%
18 Months	1.587%	1.60%
30 Months	1.587%	1.60%
5 Years	1.587%	1.60%

JUMBO Certificate of Deposit Accounts

$100,000 or greater

Term	Rate	**APY
1 Month	0.45%	0.45%
2 Months	0.50%	0.50%
3 Months	0.55%	0.55%
6 Months	1.587%	1.60%
12 Months	2.176%	2.20%
18 Months	1.686%	1.70%
30 Months	1.686%	1.70%
5 Years	1.686%	1.70%

Interest penalties required on early withdrawal from Certificates of Deposit.
Certificates of Deposit 6 Months or longer have a penalty of 180 days.
Under 6 Months penalty is 30 days.

Interest Bearing Deposit Accounts

See checking account page for minimum deposit requirements.

Type	Rate	**APY
MMDA	0.35%	0.35%
NOW	0.02%	0.02%
Premier	0.02%	0.02%

Savings Accounts

$100 minimum deposit required.

Type	Rate	**APY
Regular Savings	0.05%	0.05%

Individual Retirement Accounts

12 month term

Type	Rate	**APY
IRA - up to $100,000	1.587%	1.60%
IRA - $100,000 or greater	1.686%	1.70%