Current Rates

Interest rates and Annual Percentage Yield (APY) effective February 23, 2021.

Rates are subject to change. Fees may reduce earnings. Penalty for early withdrawal.

CERTIFICIATE OF DEPOSIT RATES

$1000 minimum deposit required.

Term	Rate	**APY
1 Month	0.05%	0.05%
2 Months	0.05%	0.05%
3 Months	0.10%	0.10%
6 Months	0.20%	0.20%
12 Months	0.25%	0.25%
18 Months	0.25%	0.25%
30 Months	0.25%	0.25%
5 Years	0.40%	0.40%

JUMBO Certificate of Deposit Accounts

$100,000 or greater

Term	Rate	**APY
1 Month	0.10%	0.10%
2 Months	0.10%	0.10%
3 Months	0.15%	0.15%
6 Months	0.25%	0.25%
12 Months	0.35%	0.35%
18 Months	0.35%	0.35%
30 Months	0.35%	0.35%
5 Years	0.50%	0.50%

Interest penalties required on early withdrawal from Certificates of Deposit.
Certificates of Deposit 6 Months or longer have a penalty of 180 days.
Under 6 Months penalty is 30 days.

Interest Bearing Deposit Accounts

See checking account page for minimum deposit requirements.

Type	Rate	**APY
MMDA	0.05%	0.05%
NOW	0.02%	0.02%
Premier	0.02%	0.02%

Savings Accounts

$100 minimum deposit required.

Type	Rate	**APY
Regular Savings	0.05%	0.05%

Individual Retirement Accounts

12 month term

Type	Rate	**APY
IRA - up to $100,000	0.25%	0.25%
IRA - $100,000 or greater	0.35%	0.35%