Current Rates

Interest rates and Annual Percentage Yield (APY) effective February 23, 2021.

Rates are subject to change. Fees may reduce earnings.  Penalty for early withdrawal.


CERTIFICIATE OF DEPOSIT RATES

$1000 minimum deposit required.

 

TermRate**APY
1 Month 0.05% 0.05%
2 Months 0.05% 0.05%
3 Months 0.10% 0.10%
6 Months 0.20% 0.20%
12 Months 0.25% 0.25%
18 Months 0.25% 0.25%
30 Months 0.25% 0.25%
5 Years 0.40% 0.40%

JUMBO Certificate of Deposit Accounts

$100,000 or greater

TermRate**APY
1 Month 0.10% 0.10%
2 Months 0.10% 0.10%
3 Months 0.15% 0.15%
6 Months 0.25% 0.25%
12 Months 0.35% 0.35%
18 Months 0.35% 0.35%
30 Months 0.35% 0.35%
5 Years 0.50% 0.50%

Interest penalties required on early withdrawal from Certificates of Deposit.
Certificates of Deposit 6 Months or longer have a penalty of 180 days.
Under 6 Months penalty is 30 days.


Interest Bearing Deposit Accounts

See checking account page for minimum deposit requirements.

TypeRate**APY
MMDA 0.05% 0.05%
NOW 0.02% 0.02%
Premier 0.02% 0.02%

Savings Accounts

$100 minimum deposit required.

TypeRate**APY
Regular Savings 0.05% 0.05%

Individual Retirement Accounts

12 month term

TypeRate**APY
IRA - up to $100,000 0.25% 0.25%
IRA - $100,000 or greater 0.35% 0.35%