YOUR BENEFITS
Regular
Money Market
Now
Premier
Free
Minimum Balance to Open

no

$1,000
$1,000

no

$50
Interest Paying Account
No
Yes
Yes
Yes
No
Minimum Balance for APY

no

$1,000
$1,000
$1,000

no

Free Debit Card

yes

no

yes

yes

yes

Voice Access (Bank by Phone)

yes

yes

yes

yes

yes

Online Banking

yes

yes

yes

yes

Required
Bill Pay

yes

yes

yes

yes

yes

E-Statements with Images

yes

yes

yes

yes

Required
Unlimited Check Writing

yes

no

no

yes

no

Free Checks

no

no

no

yes

no

Free Cashier Checks

no

no

no

yes

no

Accidental Death & Dismemberment Insurance

no

no

no

yes

no

Common Carrier Insurance

no

no

no

yes

no

Identity Watch

no

no

no

yes

no

Easy Saver

no

no

no

yes

no

Withdraw Limitations
Unlimited
Limit of 6
Unlimited
Unlimited
Unlimited
Monthly Fees
* $7-$9
** $5 If balance falls below $1,000
*** $5 If balance falls below $1,000
$10 (or $8 if age 65+)
$0

* $9.00 service charge if balance falls below $300.
$8.00 service charge if balance falls below $400.
$7.00 service charge if balance falls below $600.
No Service Fee on Balances $600 and over.
Service Fee Waived on Full-Time Students and Citizens 65 and Over.

**6 withdrawals allowed per quarter.
$2.00 Additional Fee on each withdrawal over 6.

*** $0.25 fee on each item in excess of 25, if balance is below $1,000.


WITHDRAWAL LIMITATIONS – During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by any of these means: automatic transfer, ACH, telephone order, fax, or the Bank’s online banking system. Transfers to accounts of the same person are unlimited only if they are made in person, in the mail, or by messenger. If you exceed the transfer limitations set forth above in any statement period, a charge will be assessed.


WSB offers special accounts for High School Classes, memorial, trust accounts for special services, and many others to help our community and customers.  Please visit with one of our new account representatives for information to assist in which is best for you and your organization.

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