Personal Checking Accounts Wellington State Bank

YOUR BENEFITS	Regular	Money Market	Now	Premier	Free
Minimum Balance to Open	no	$1,000	$1,000	no	$50
Interest Paying Account	No	Yes	Yes	Yes	No
Minimum Balance for APY	no	$1,000	$1,000	$1,000	no
Free Debit Card	yes	no	yes	yes	yes
Voice Access (Bank by Phone)	yes	yes	yes	yes	yes
Online Banking	yes	yes	yes	yes	Required
Bill Pay	yes	yes	yes	yes	yes
E-Statements with Images	yes	yes	yes	yes	Required
Unlimited Check Writing	yes	no	no	yes	no
Free Checks	no	no	no	yes	no
Free Cashier Checks	no	no	no	yes	no
Accidental Death & Dismemberment Insurance	no	no	no	yes	no
Common Carrier Insurance	no	no	no	yes	no
Identity Watch	no	no	no	yes	no
Easy Saver	no	no	no	yes	no
Withdraw Limitations	Unlimited	Limit of 6	Unlimited	Unlimited	Unlimited
Monthly Fees	* $7-$9	** $5 If balance falls below $1,000	*** $5 If balance falls below $1,000	$10 (or $8 if age 65+)	$0

* $9.00 service charge if balance falls below $300.
$8.00 service charge if balance falls below $400.
$7.00 service charge if balance falls below $600.
No Service Fee on Balances $600 and over.
Service Fee Waived on Full-Time Students and Citizens 65 and Over.

**6 withdrawals allowed per quarter.
$2.00 Additional Fee on each withdrawal over 6.

*** $0.25 fee on each item in excess of 25, if balance is below $1,000.

WITHDRAWAL LIMITATIONS – During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by any of these means: automatic transfer, ACH, telephone order, fax, or the Bank’s online banking system. Transfers to accounts of the same person are unlimited only if they are made in person, in the mail, or by messenger. If you exceed the transfer limitations set forth above in any statement period, a charge will be assessed.

WSB offers special accounts for High School Classes, memorial, trust accounts for special services, and many others to help our community and customers. Please visit with one of our new account representatives for information to assist in which is best for you and your organization.

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